We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a credit union is unable to meets its financial obligations. Most depositors - including individuals and small businesses - are covered by the scheme.

In respect of deposits, an eligible depositor is entitled to claim up to the maximum compensation amount set by the FSCS which is currently £85,000. For joint accounts each account holder is treated as having a claim in respect of their share. The limit relates to the combined amount in all eligible depositors' accounts with the credit union, including their share of any joint account and not to each separate account.

For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website www.FSCS.org.uk or call the FSCS on 0800 678 110 or 0207 741 4100.